Debts Recovery Appellate Tribunal (DRAT): The main objective and role of DRT is the recovery of funds from borrowers which is payable to banks and financial institutions. The Tribunals power is limited to settle cases regarding the restoration of the unpaid amount from NPAs as declared by the banks under the
RBI guidelines.
Act establishing the Tribunal: The Recovery of Debts Due to Banks and Financial Institutions Act, 1993
Appellate Court: High court